Skip to content
Sponsored Content

The best online loan for Canadians with bad credit

iCASH is a safe and secure short-term loan lender that makes it easy to get a loan
Qualify for a fast, easy and secure loan with iCASH.

All Canadians should be able to get a loan, even if they have bad credit.

In Canada, bad credit score generally falls in the 300 to 599 point range. Those who do not pay their bills back on time; defaulted on past debt or have declared bankruptcy may have poor credit.

Not every Canadian has perfect credit, or even good credit.  However, quality lenders can promise that your credit score will not cause your loan application to be rejected. 

As an online alternative to payday loans, iCASH is a safe and secure short-term loan lender that makes it easy for people with bad credit to get a loan. Simply complete a quick and easy loan application by providing some information about yourself, choose the loan amount, and choose your repayment frequency.

This private lender will give your loan application a fair review. It bases its funding decisions on multiple criteria including credit, but not solely based on it. They provide fast, easy and immediate loan approval for Canadians with low credit scores for up to $1,500.

The need for an instant loan for bad credit can happen at any time. iCASH positions itself as the Canadian loan company for bad credit. It is transparent about its interest rates and there are no hidden fees.

The problem is that none of us can predict the future to know in advance when we will need more money for emergency expenses. For example, your roof may need to be repaired in the middle of a cold Canadian winter. The roofing company may estimate that the repair may cost you hundreds of dollars which means you need instant funding.

Life happens, things happen. What happened a year ago may not be where someone is today, but that isn’t necessarily reflected on their credit score.

While banks focus on your past history to see if you’re trustworthy for a loan, private lenders are more interested in your current ability to pay back the loan.

Bad credit can happen to anyone. One bad financial decision or a few months of bad luck can set someone off course. As long as you’ve been receiving a steady income for the last few months, you have a very good chance of qualifying for an unsecured personal loan with bad credit. You can apply 24/7 and within minutes, you’ll know the exact amount that you were approved for.

If you have bad credit and apply for an instant loan, you can get approved and funded the same day. What’s more, these loans are unsecured which means you would not need to put up any collateral to back up your loan. 

iCASH will only lend out money they believe someone can reasonably pay back. They also offer online educational resources to teach Canadians about personal finance.

If you need a quick loan, they can help you get the money you need today, even if you have bad credit.

To learn more about iCASH and to qualify for a fast, easy and secure loan today, visit